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Products

We provide a range of products and services from a number of well known brands to cover a variety of insurance needs.

We offer protection products for motor vehicles, equipment and machinery and we also provide personal lines of insurance for individuals.

Return to Invoice GAP Insurance

Well known by its acronym, RTI GAP Insurance provides invaluable financial protection when buying a vehicle.

In the unfortunate event of your vehicle being declared a total loss, Return to Invoice GAP pays you the difference between what you originally paid for the vehicle and the amount paid out by your motor insurer. It also covers you against financial shortfall should the amount paid out by your motor insurance not cover the amount required to settle your loan.

Critical Illness

Critical Illness Level Term Assurance pays out a tax-free lump sum on the diagnosis of a specified critical illness. The benefits from the plan can be used to repay any outstanding debts, be invested to provide an income to replace lost earnings and/or modernise your home, e.g. widen doorways, create a downstairs bedroom.

If you were to suffer a heart attack, stroke or cancer and were unable to work, how would you and your family manage financially?

This type of protection is designed to ensure the last thing you will be worrying about is money at a very difficult time.

Every 20 seconds someone suffers from a critical illness (BUPA 2007).

Life

Arranging life assurance cover is the best way to ensure your family is taken care of in the event of your death, giving both you and them peace of mind. Life assurance, put simply, is a policy provided by an insurance company that pays your family either a lump sum or a series of smaller sums in the event of your death.

There are many factors to consider when choosing a life assurance policy. Please see our Frequently Asked Questions section for answers to all your queries

Income Protection

Income protection provides peace of mind by protecting valuable assets in times of unexpected accident, sickness or involuntary unemployment. As well as mortgage and rent payments, the policy will protect other regular, provable, monthly commitments including insurances, loans, utility bills and council tax.